Punyatam - Beginning shall b done from this very moment, start thinking in terms of being a child -- as if you don't know the world and don't know the ways of the world, as if you have no experience.
Prem means love and dhanya means blessed -- blessed by love. These are the next steps. Love is the only blessing there is, and those who love are the only ones who are blessed. All others simply live a life of curse. Nobody is cursing them; they themselves are responsible. If one wants to live a life of tremendous bliss and blessing, one should be more loving -- not loving to a particular person, just loving.